NO FEAR SCHOOL – TERMS AND CONDITIONS – Last updated 27.11.2020
1) This store is selling digital products: online courses, coachings and concerts and physical products by Blessed With Love Ltd.
2) The service is provided by Blessed With Love Ltd. Registered office: Blessed With Love Ltd/Daffodil Accounting Ltd, Elstree Studios. Shenley Road. Borehamwood. Herts WD6 1JG. United Kingdom. Primary contact channel: firstname.lastname@example.org
3) Payment methods in the online store are:
For Finnish customers only:
Nordea, Osuuspankki, Danske Bank, LähiTapiola, Aktia, Nooa, Paikallisosuuspankit, Säästöpankit, Handelsbanken, S-Pankki, Ålandsbanken and charge cards.
These services are provided by Verifone Oy.
You can also pay in instalments or with an invoice through the AfterPay payment method.
For all the customers:
In our online store you can pay with a credit card or a debit card (Visa, Mastercard, American Express) by using Stripe or Paypal.
See below for more information about the payment methods.
All the prices include VAT and the currency in the store is euro.
Read the terms in Finnish here
Read the terms in Finnish here
Stripe is a safe and easy payment method. Payment is made in the online store and when doing so you are not forwarded to another service provider. When you pay using Stripe credit card payment method you agree to Stripe Services Agreement — Finland, which is available here.
Following the FACTA Law PayPal is legally compelled to disclose necessary information to law enforcement agencies and authorities, if requested, in case of investigations of fraud or other illegal activity or potential illegal activity.
4) Delivery, exchange and return policy:
Physical products have set delivery prices: within Finland 9,90€ and to any other country 16,90€ per purchase.
Orders are sent using Finnish postal service Posti.
Delivery time is mentioned in the description of the product.
Exchange and return policy
Online concerts have a 14-day cancellation policy starting from the moment of purchase.
The cancellation policy does not apply to situations when the product is delivered with the customer’s approval before the 14-day cancellation policy. When it comes to online concerts, the product is considered delivered when it is available to the customer for viewing on the designated online platform.
The online courses have a 30-day satisfaction guarantee. If you are not satisfied with the course , please contact our customer service through email@example.com to discuss the reasons for the cancellation request in order to get a refund. In a case of cancellation, the refund is made to the same payment method used to make the purchase.
Based on the Finnish Consumer Protection Act you have a 14-day right, starting from the moment the order is received, to change or return your entire order or part of it. Exchange and return policy applies only to products in their original condition and packaging. The customer is responsible for the cost to return the product.
If you want to return your order, please contact us on firstname.lastname@example.org. In case of returning a physical product, the refund is made to the same payment method used to make the purchase.
5) The digital service this agreement is referring to is compatible with commonly used modern internet browsers and requires a computer, smart phone or tablet device to be used. It is the responsibility of the user to make sure they have a compatible device and browser to use this service. Service provider is not responsible for possible compatibility issues or for any costs regarding the acquirement of a compatible device and/or program. Every participant will perform the exercises given through this service on their own risk. Participants under the age of 18 need their parent or guardian’s permission. Service provider is not responsible for any possible injury, illness or accident that participants may encounter. Participant will commit to using the service for personal use only and for non-commercial purposes.
6) User account
The services might require the user to create an account on the web page or services like Livestorm or Kajabi. User must provide the required personal information. User is responsible for providing correct and current information. User will choose a username and password for their account.
User account is personal. User must not reveal their login details or give access to their account to a third party. The service provider is not responsible for any unauthorized, inappropriate or illegal use of an account if the login details are shared, guessed, breached or targeted by a program error. If user becomes aware of unauthorized use of their account or that their account details have been compromised the user must immediately notify the service provided. Service provider has the right to shut down use of said account in order to prevent misuse.
7) Rules of conduct and denial of service
User is personally responsible for their actions and messages while using the services. User must use the service in accordance with these terms, existing regulations and general good practice. For example, the service provider holds the following actions as violation of these terms:
– sharing or sending illegal, harmful or offensive content
– spreading or attempting to spread harmful programs and other attempts to harm or breach the systems of the service provider or other users
– infringement of service providers copyright and intellectual property
– any other use of the service which breaks these terms, laws or regulations
– impersonating someone or using other users’ login details, or attempting such act
– threatening, harassing, bullying or discriminating against other users, people or groups
Should the service provider assess that a user has broken these terms and/or used the service for any illegal or otherwise forbidden purpose, service provider has the right to terminate access temporarily, permanently, or delete the user account without permission from the user.
8) Intellectual property rights
Ownership, copyright, trademarks and other intellectual property rights of the content sent to users and shown on the web site of this service belong to Blessed With Love Ltd unless otherwise specified. Lending, copying, saving, editing, modifying, transferring, presenting or any other exploitation of the content even partially without a written agreement from Blessed With Love Ltd. beforehand is strictly forbidden.
9) Personal data collection and use
Blessed With Love Ltd collects and handles personal user data in accordance with with the Personal Data Act (FI) and the General Data Protection Regulation (EU) 2016/679.
This policy explains how personal user data is handled in https://www.nofear.store/shop/ which is operated by Blessed With Love Ltd. The policy is in accordance with General Data Protection Regulation (EU) 2016/679. Effective starting 29.4.2020.
Blessed With Love Ltd
C/o Daffodil Accounting Ltd
Shenley Road, Borehamwood. Herts
Blessed With Love Ltd user data and marketing registry
Legal basis of information collection and use
Under the General Data Protection Regulation justified reasons for handling personal data can be:
– user consent
– customer relation
– a contract of which the user is one party
Personal data is used to contact clients, maintain client relations and for marketing purposes.
Personal data is not used for automated decision making or profiling.
Type of data collected
Personal data collected to the registry may include: name, company/organisation, contact details (phone number/email/address), web site address, Internet Protocol address, social media profile, information on orders and transactions, changes in services, billing information and other information regarding customer relations and ordered services.
Source of data
Data collected in the registry is provided by the user via contact forms, email, phone, social media, contracts, meetings and other situations where the user hands over information.
Sharing personal user data to other parties and transfer of data outside EU or ETA
Data will not normally be shared to any other party. Data may be published in special occasions but only with acquired consent from the user.
Data may be transferred and handled by the registry holder outside EU or ETA.
Usability of service
Blessed With Love Ltd is not liable and does not guarantee that user connections function properly or that the service or website will be continuously available without interruptions.
User is responsible for using the service with appropriate and secure equipment, programs and systems, such as computers, browsers and internet connection.
Keeping personal data secure
Registry holder will ensure that all data, access to data and other critical information regarding personal data security will be handled securely and confidentially only by essential employees.
User rights to access and rectify data
User has the right to access the data collected of them. User also has the right to ask for rectification of erroneous information and to add missing information. If a user would like to access or change their data, the request must be sent in written form via email to the registry holder. Registry holder may ask the user to provide personal identification. Registry holder will handle requests in one month or less, as is regulated by GDPR.
User rights to delete or restrict use of personal data
User has the right to request that all data of them will be deleted. User can also request to restrict the use of their personal data in certain situations. Requests to delete or restrict personal data must be sent in written form via email to the registry holder. Registry holder may ask the user to provide personal identification. Registry holder will handle requests in one month or less, as is regulated by GDPR.